Usage-Based Insurance (UBIP)
Pay for insurance based on how you actually drive — not how insurers assume you do.
Traditional fleet insurance prices risk using blunt proxies — vehicle age, tonnage, region. The result: good drivers and well-managed fleets overpay, while risky operators slip through. Sawa's Usage-Based Insurance Package (UBIP) changes this. By connecting real telematics data — speed, braking, mileage, time-of-day — directly to insurance underwriting, UBIP enables insurers to price risk accurately and fleets to pay premiums that reflect their actual driving behavior. Fleet operators with strong safety records pay less. Insurers reduce claims. Everyone wins.
Key capabilities
Telematics-driven premium calculation based on real behavior
Driver risk scoring shared securely with insurance partners
Mileage-based billing for low-utilization vehicles
Incident data for faster, evidence-based claims processing
Works with existing insurer platforms via API
Available as a white-label product for insurance partners
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This product is in development. Book a demo to learn more and get early access.
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